06192013Headline:

Central Bank: a quarter of real estate loans up by 281.2 billion yuan or less

The

Xinhua news People’s Bank of China, released today (25) the first quarter of 2012, loans from financial institutions to invest in the statistical report, the report shows that a quarter of all financial institutions yuan The balance of loans increased 2.46 trillion yuan, an increase of 216.9 billion yuan. Among them, a quarter of the RMB real estate loans increased by 242.7 billion yuan, up by 281.2 billion yuan or less.

2012 a quarter of loans from financial institutions to invest in statistical reports

April 25 (2012)

According to preliminary statistics from the People’s Bank, the end of March 2012, financial institutions RMB loan balance of 57.25 trillion yuan, an increase of 15.7%. A quarter, an increase of 2.46 trillion yuan, an increase of 216.9 billion yuan. The first quarter of the loans to invest in has the following characteristics:

a corporate loan growth continues to rise, year on year sustained increase of working capital loans; small micro-enterprise loan growth

the end of March,

the outstanding loans of all financial institutions and foreign currency businesses and other sectors 45.51 trillion yuan, an increase of 14.8 percent, 0.8 percentage points higher than the previous year; a quarter an increase of 2.05 trillion yuan , an increase of 444.7 billion yuan.

from the period of a quarter of the financial institutions and foreign currency business and other sectors of long-term loans increased by 628.2 billion yuan, up by 374.8 billion yuan or less; short-term loans and bill financing increased by 1.36 trillion yuan , an increase of 799.2 billion yuan.

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scale, the end of March, the major financial institutions and the rural cooperative financial institutions, urban credit cooperatives and foreign banks RMB business loans balance of 37.24 trillion yuan, an increase of 15.2%. Which small micro-enterprise loan balance was 10.38 trillion yuan, up 20.5 percent over the same period, the medium-sized loans, respectively, 8.6 and 6 percentage points, 5.3 percentage points higher than all corporate loans.

, industrial and long-term loan growth slowdown, including light industrial loan growth has picked up; Services loan growth continued to drop

the end of March, major financial institutions in foreign currency industrial long-term loan balance of 6.26 trillion yuan, an increase of 7.3 percent a quarter than the previous year by 2 percentage points lower; an increase of 153.2 billion yuan, up 69.7 billion yuan less than that. Among them, light industry, medium-and long-term loan balance of 634.2 billion yuan, the month-end balances increased by 6.4%, 4.7 percentage points higher than the previous year; heavy long-term loans amounted to 5.62 trillion yuan, an increase of 7.4 percent, 3.3 percentage points lower than the previous year.

the end of March, the service sector medium-and long-term loan balance of 15.2 trillion yuan, an increase of 7 percent, down two percentage points over the previous year; Among them, water conservancy, environment and public facility management industry at the end of the balance an increase of 1.5 percent, 1.2 percentage points lower than the previous year; transportation, storage and postal industry balance an increase of 16.2 percent, down 2.1 percentage points over the previous year.

Third, the agricultural loan growth slowed, rural loans, farm loan growth is still higher than the same period loans

the end of March, the major financial institutions and the rural cooperative financial institutions, urban credit cooperatives, rural banks, rural finance companies and foreign currency loans totaled 12.87 trillion yuan, an increase of 21.3 percent over the previous year 3.4 percentage points lower; a quarter, an increase of 718.3 billion yuan, an increase of 19.8 billion yuan. Farm loan balance of 3.31 trillion yuan, an increase of 16.0 percent, 3.1 percentage points lower than the previous year; a quarter an increase of 186.7 billion yuan, up by 44.2 billion yuan less. The balance of agricultural loans of 2.55 trillion yuan, an increase of 9 percent, 2.2 percentage points lower than the previous year; a quarter an increase of 136.3 billion yuan, up by 7.5 billion yuan or less.

Fourth, the growth rate of real estate loans continued to drop

the end of March, the major financial institutions and the rural cooperative financial institutions, urban credit cooperatives, foreign banks RMB real estate loans 11 trillion yuan, up 10.1 percent over the previous year, 3.8 percentage points; a quarter of a quarter, an increase of 242.7 billion yuan, up by 281.2 billion yuan less increase, representing 10.2% of the increment of the loans over the same period, the low level of 7.3 percent over the previous year as a whole.

the end of March, and real estate development loan balance of 771 billion yuan, down 8 percent decline was essentially flat with the previous year. Real estate development loan balance of 2.83 trillion yuan, an increase of 11% growth rate by 6.1 percentage points lower than the previous year. Individual housing loan balance of 7.3 trillion yuan, an increase of 12.1 percent, 3.5 percentage points lower than the previous year; a quarter an increase of 157.4 billion yuan, up by 175.7 billion yuan or less. In late March, the affordable housing development loans was 430.6 billion yuan, an increase of 63.7 percent, a quarter increase of 39.1 billion yuan, accounting for 47.1 percent of the increment over the same period real estate development loans, by three percentage points lower than last year.

five household loan growth continue to be higher than the same period of the loan but slowed

the end of March,

the balance of all financial institutions and foreign currency household loans was 14.11 trillion yuan, an increase of 18.2 percent, 2.7 percentage points lower than the previous year; a quarter an increase of 499.4 billion yuan, an increase in less 256.1 billion yuan; household consumer loans at the end of the balance of an increase of 16.8%, 1.4 percentage points lower than the previous year, a quarter, an increase of 240.8 billion yuan, up by 168.4 billion yuan less; household business loans at the end of the balance of an increase of 20.7 percent over the previous end of the year low of 5.5 percentage points, a quarter of an increase of 258.6 billion yuan, up by 87.7 billion yuan less.

six Central Region loan growth rebound in loan growth in the western region continues to outpace the eastern and central

the end of March, the eastern, central and western regions of all financial institutions and foreign currency loan balance were 36.99 trillion yuan, to 10.42 trillion yuan and 11.09 trillion yuan, an increase of 13.5 %, 17% and 18.7%. The end of loan growth, the central region increased by 0.5 percent, loan growth of the eastern and western regions declined slightly.


real estate channel. _ Xinhua