newspaper mapping Xie Yao
many women apply for credit cards often have a lot of unnecessary overhead. Minsheng Bank Credit Card Center experts said that women as long as the more rational consumption, credit cards can actually help women to be to make a reasonable consumer planning, women’s credit card and financial management capability.
credit card billing
the month the bank sent to the cardholder’s credit card bills, remind the cardholder to repay the amount, but also a detailed record of the cardholder’s spending accounts. Women can use the credit card bills accounting control bill summed up the total expenditure of the month, one by one to check the test. The women also need to think of monthly consumption, the selection must be consumption, you can plan ahead in advance of next month, the amount spent by consumer items, to reduce unnecessary expenditure.
take full advantage of the credit card points
the bank credit card bonus points In addition to exchange gifts, each bank has also opened up the use of many credit card bonus points or directly to the high gifts. Such as the number of credit card bonus points can be converted into air miles, and fuel card. In addition, banks often in conjunction with the mall credit card cash back “activities to create the double value. Usually women, who love card, be sure to pay attention to take part in the reward points and feedback activities, daily life budget.
take full advantage of the co-branded cards
function with ordinary credit card, credit card co-branded cards also has the function of the joint enterprise of the membership card, cardholders in these shopping malls, branded consumer, are able to enjoy discounts and bonus such as Minsheng Bank Oupo branded credit card, Decleor branded credit card. (Ma Wenting)
financial channels. _ Xinhua