Reporters learned yesterday from the capital of the banks, the first suite of the lowest loan interest rates hit 8.5%.

It is reported that these banks include CITIC Bank, Huaxia Bank, China Merchants Bank, Beijing Bank and Postal Savings Bank. However, experts predict that the deposit interest rates, deposit and loan spreads to reduce the future will be a bank to try to reduce the discount.

central bank announced on June 7 down lending and deposit rates by 0.25 percentage points, and the minimum bank loans to be extended to 0.8 times the benchmark interest rate, and analysts expect more banks will join the 8.5% discount on the first mortgage camp, but mortgage rates no longer further reduce the space.

lenders Wu Hao said in an interview with reporters from the current structure of bank credit, the interest rate of 8.5 fold is the bottom line of the bank can afford the mortgage is no longer a bank loans focus on small and medium-sized enterprises, micro-enterprise loans by the banks of all ages. “(Reporter morning Ma Wenting)