central bank announced on June 11 the credit data for May, the month of RMB loans increased by 793.2 billion yuan and foreign currency loans increased by $ 4.8 billion. This data was significantly higher than widely expected.

“This can be understood as the credit policy is to relax.” Number of bank executives said that the May credit optimistic two mystery, a policy of steady growth has been gradually communicated to the credit field, state-owned OK this support more; The second is the credit at the end of sprint is still relatively common, notes again be used to occupy the amount of

amount in advance

the end of May, the foreign currency loans totaled 62.31 trillion yuan, an increase of 15.4%. The balance of RMB loans was 58.72 trillion yuan, an increase of 15.7 percent the previous month and 0.3 percentage points and 1.4 percentage points lower than the same period last year. RMB loans increased by 793.2 billion yuan, an increase of 241.6 billion yuan.

the economic downturn, signs of the departments concerned once the bank window guidance line of credit overall target will not relax, but the banks can use in advance, is relaxed to a certain extent on the amount. “A shares of Bank of executives said.

shares of another Bank president also confirmed that the monthly amount can be appropriate breakthrough, the line May of credit to add a little breakthrough quota plan.

However, the amount of “swap”, the banks are worried about lack of credit effective demand. With the recent introduction of the policy of steady growth, the commercial bank credit to find the exit.

the deconstruction May nearly 800 billion yuan of credit, household loans increased by 213.7 billion yuan, of which short-term loans increased by 113.8 billion yuan, medium-and long-term loans increased by 99.9 billion yuan; non-financial enterprises and other loans increased by 5758 billion, of which short-term loans increased by 152.4 billion yuan, medium-and long-term loans increased by 169.9 billion yuan, paper financing increased by 232 billion yuan. Foreign currency loans amounted to $ 565.8 billion, an increase of 13.6 percent, foreign currency loans increased by $ 4.8 billion that month.

a certain degree of force in the visible and long-term loans, shares of Bank of medium-and long-term business loans in May has yet to force many banks to negative growth, but state-owned lines is estimated that the action is relatively fast, large The project has begun to support the above shares of bank executives said

reporter has learned that one shares in line at the end of the last day of the lending accounted for more than half of the month amount of new loans, mostly for infrastructure construction. This regard that the infrastructure projects, investment is a lot to absorb credit, while still more obvious signs of the end of the loan sprint.

the amount of this month if not next month, and the banks will try to occupy the amount of “bank sources.

bills is a common swap tool. Bill financing increased by 232 billion yuan in May, accounting for about one-third of the 800 billion of credit, a case in point.

deposit

phase hunger symptoms for the first two months of the deposit, the deposit situation, in May a slight improvement, but still highly competitive.

the end of May, the balance of foreign currency deposits 87.84 trillion yuan, an increase of 12.2%. RMB deposit balance of 85.45 trillion yuan, an increase of 11.4 percent, unchanged from the end of last month, 5.7 percentage points lower than the same period last year. The month of RMB deposits increased by 1.22 trillion yuan, an increase of 114.3 billion yuan. Among them, household deposits increased by 226.2 billion yuan, non-financial corporate deposits increased by 551.5 billion yuan and fiscal deposits increased by 265.2 billion yuan. Foreign currency deposits amounted to $ 377.6 billion, an increase of 57.9 percent, foreign currency deposits increased by $ 13.1 billion the month.

deposit competition between the Bank is still very cruel, June 7, the central bank announced the range of deposit interest rates go up, some banks have not only the implementation of floating less than one year deposit rate, but also on more than one year implement floating deposit rates, future interest rates certainly enter the interest rate cut channel, a floating reach the peak, will significantly increase the cost of sequestration. This indicates that these banks are willing to pay higher costs for sequestration. “a banking source analysis.

In addition, the central bank to preliminary statistics, the scale of social financing in May 2012 was 1.14 trillion yuan, respectively, over the previous month and same period last year more than 177.5 billion yuan and 56.2 billion yuan. Foreign currency loans equivalent to RMB 30.2 billion yuan, up by 54 billion yuan or less; commissioned loans increased by 21.2 billion yuan, up by 100.4 billion yuan or less; Trust loans increased by 52.6 billion yuan, an increase of 34.6 billion yuan; undiscounted bank acceptance against bills of exchange increased by 40.4 billion yuan, up by 129.1 billion yuan or less; the net financing of the corporate bonds of 144.1 billion yuan, up by more than 72 billion yuan; the territory of non-financial enterprises equity financing of 18.4 billion yuan, up 16.7 billion yuan less.

the end of May, broad money (M2) balance of 90 trillion yuan, an increase of 13.2 percent the previous month and 0.4 percentage points; balance of narrow money (M1) was 27.86 trillion yuan, an increase of 3.5%. end of last month by 0.4 percentage points; currency in circulation (M0) was 4.9 trillion yuan, an increase of 10.0 percent the previous month by 0.4 percentage points lower. The month net return of 116 billion yuan in cash. Sources of Chinese Radio Network)