(Reporter Wang Qiu) Take the cash, bank deposits, but misdirected into others’ accounts. After the bank go to court to beg for. Yesterday, reporters learned that the Haidian court dismissed the petition of Mr. Chang.in February 2012, Mr. Chang to a branch of China Construction Bank to deposit $ 10,000 in cash, the teller to for End of deposit-taking business, the required signature on the deposit slip, Mr. Chang was found on the deposit slip display the card name as the surname Wang, was not his. Mr Chang did not know the bank card password unable to withdraw the deposit, then asked the bank to refund the 10,000 yuan of money, but the bank refused to refund. After several unsuccessful negotiations, Mr. Chang was the line the court. Mr.
often believe that the teller did not ask for deposit-taking business remittances, failed to confirm its username, account, it will be 1 million in cash in case I did not agree to import the surname Wang’s account. Due to the negligence and mistakes of the line work, he could not withdraw paragraph. Now the banks are reluctant to disclose the card main surname Wang, incompatibility with the recovery of losses, responsibilities and obligations of the return of 10,000 yuan.
Court found that, after not express the desired deposit amount less than $ 10,000; video discs display according to the bank to transact business, the work spot 10,000 yuan deposit paper money twice. Mr. Chang in the trial also confirmed that a wrong card, provided by the surname Wang’s bank card to the bank. The court held that the trading common sense, the bank staff have reason to believe that Mr. Chang was expected deposit of 10,000 yuan, and the paragraph into the card provided. Banks in the deposit-taking business operation was not at fault, there is no breach. Therefore, the court dismissed the often Mr. require banks to refund the $ 10,000 claim.
It is reported that after the announcement, Mr. Chang has filed an appeal.
case the trial judge reminded the frequent economic exchanges, the bank card is convenient and efficient advantage of by individuals of all ages, regardless of private transactions or units of public, bank cards has become work, learning, life can not or an integral part. Individual holders of bank cards is not uncommon. Mr. Chang has this personal card issued to someone else’s card to confuse the situation, have also occurred. Individuals holding bank card for the relevant deposit-taking business, be sure to carefully check the card number, and inform the bank before the deposit, let the main information to assist the inquiry card. If there are problems corrected in time, to avoid the wrong deposit.
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